Insurance cancelled? Here is what IBHS Wildfire Prepared Home actually means
Insurance non-renewal? What IBHS Wildfire Prepared Home means, the Essential and Enhanced levels, and how Bend homeowners get designated.

Insurance non-renewal? What IBHS Wildfire Prepared Home means, the Essential and Enhanced levels, and how Bend homeowners get designated.
Oregon SB 1551 voids HOA rules that block wildfire hardening. What it covers, the 90-day approval clock, and how Bend homeowners use it.
Defensible space zones 0, 1, and 2 under Oregon standards, plus Bend's vegetation code and why the first five feet matter most.
Oregon's R327 code, Bend's flammable vegetation rules, and the county wildfire plan, explained for Bend-area homeowners.