Wildfire Protection Resources for Central Oregon Homeowners
Whether you're facing an insurance non-renewal, a code enforcement notice, or just want to understand your wildfire risk — these resources are built to help you take action.
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Central Oregon Home Fire Safety Checklist
Is your home ready for insurance review?
Our comprehensive checklist covers every zone — Zone 0 through Zone 2 — and maps directly to Deschutes County CWPP standards and NFPA Firewise requirements.
What's inside:
Zone 0: Ember entry points to address today
Zone 1: Landscaping standards that satisfy insurers
Zone 2: Fuel break benchmarks for Deschutes County
Home hardening checklist (vents, gutters, siding, decks)
Documentation checklist — what your insurer needs to see
Understanding Oregon SB 1551
Insurance carriers increasingly look at documented wildfire mitigation when deciding on coverage and renewals. A professional report gives your carrier clear proof of the work done. Without documentation, the work you pay for may not show up in your coverage.
What Is Defensible Space? (Oregon Standards)
A structured, zone-based approach to reducing your home's ignition risk. Informed by NFPA 1140 and Deschutes County's CWPP.
Insurance Cancelled?What is IBHS Wildfire Prepared Home?
The two Wildfire Prepared Home levels are Essential (formerly Base), focused on wind-driven embers, and Enhanced (formerly Plus), which adds protection against radiant heat and direct flame contact.
What Does Insurance Documentation Actually Need to Include?
Most homeowners don't know what their insurance carrier needs to see. This guide walks through what a qualifying mitigation report contains.
Deschutes County Wildfire Mitigation: What Homeowners Need to Know
City of Bend's flammable vegetation ordinance, Deschutes County's CWPP, and Oregon's building code — what applies to you.
Ember-Resistant Vents: Are They Worth It?
Ember intrusion through vents is the #1 cause of home ignition during a wildfire. Here's what you need to know before buying.
EXTERNAL RESOURCES
Oregon State Fire Marshal — oregondefensiblespace.org
IBHS Wildfire Prepared Home (what insurance will look for) - https://wildfireprepared.org
Deschutes County Home Hardening Codes (R327) — deschutes.org/cd/page/wildfire-mitigation-proposals
Project Wildfire for Deschutes County — projectwildfire.org/cwpps
City of Bend Flammable Vegetation Code — bendoregon.gov/flammable-vegetation
Oregon Division of Financial Regulation (Insurance Help if you've been cancelled) — 503-947-7980
SafeHaven got us insurable. After our carrier dropped us for wildfire hazards, Zach had a plan in place fast, hit our deadline, and delivered. The team was professional, communicated well, and left the property looking great. We recommend them without reservation.
Elise Frasier & Christopher Timura
Bend OR
SafeHaven did great work including installing metal fences, flashing, hardscaping and doing extensive removal of fire prone brush and junipers. The team executed the job on time, on budget and were a pleasure to work. Their work enabled us to keep our insurance on our Tumalo home
Andy E
Bend OR
Serving Bend, Sisters, Sunriver, Tumalo, Redmond, Deschutes County & La Pine
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